ORDINARY CURRENT ACCOUNT

Ordinary current account is a form of deposit account opened by individual customers with the purpose of depositing, managing, withdrawing cash and performing settlement transactions through bank by using payment means.

I. Benefits at a glance

• Simple Documents & Proceduress, quick transactions.
• After opening account at a SCB’s transaction office, customer can make transactions at many transaction offices in SCB network.
• Free-of-charge in opening current account.
• Customer can authorize another person to use account, subject to SCB’s regulation and law.
• Implementing payment services by using banking payment means: collection, salary payment service via ATM card, remittance, cheque payment,.. or money transfer into term deposit account at SCB.
• Using benefits of E-banking service, checking and transacting current account by ATM card.

II. Features

• Target customer: Individual customers.
• Term: non-term.
• Currency: VND and foreign currencies listed at SCB.
• Minimum amount: individuals: VND 50,000; USD 5 or other foreign currencies with equivalent value.
• Interest rate: subject to interest rate on current deposit (click here).
• Interest payment method: interest will be automatically added into principal each month or at the day of closing the current account balance.
• Withdrawal: customers can deposit or withdraw any time and depositing/withdrawal transactions are not limited. Cash checking and counting fee must be paid subject to SCB’s regulations ( If necessary).

III. Documents and Procedures

• Application form for opening account.
• ID card/ other identification papers of account holders
• Documents of qualified representatives
• Other relevant documents subject to legal regulations

IV. Other regulations

Customer directly opens current account at SCB.

Contact

Fore more information, please contact any of our branches / transaction offices, or our Customer Service Centre, phone: (08) 39202222.